Etimad

Etimad Platform: The Practical Guide to Government Tenders and Procurement in Saudi Arabia 2026

Etimad (portal.etimad.sa) is the unified electronic platform for government financial services in the Kingdom of Saudi Arabia. Launched by the Ministry of Finance in 2018 and operated by the National Center for Government Resource Systems (NCGR), the platform consolidates all procedures for government tenders and procurement, digital contracting, payments and dues, bank guarantees, and financial claims in a single gateway. This guide explains Etimad services, supplier registration steps, the SADAD biller code, required guarantees, and integrations for 2026.

Overview

Etimad is the foundational platform for the digital transformation of government financial procedures in Saudi Arabia. It unifies and simplifies government procurement for all sectors, connecting government entities with the private sector and individuals:

• Owner: Saudi Ministry of Finance (mof.gov.sa).
• Developer and operator: National Center for Government Resource Systems (NCGR).
• Launch date: 2018 (complete restructuring on December 1, 2019 with the new tenders law).
• Beneficiary categories: government entities, private sector (suppliers and contractors), individuals (employees, citizens, residents).
• A foundational pillar of Saudi e-government within Saudi Vision 2030.

Official link: portal.etimad.sa | Tenders portal: monafasat.etimad.sa | Owner: Ministry of Finance

Key Services on Etimad Platform

1. Tenders and Procurement Services

• Viewing tenders offered by all government entities in one place.
• Future tender projects (advance planning for government entities).
• Qualifying supplier lists for various government entities.
• Purchasing Terms and Specifications Booklets electronically.
• Submitting bids and opening envelopes electronically.
• Announcing award results and winning bidders.
• List of suppliers banned from participation (for government entities).

2. Contracting and Contract Services

• Digital contracting (officially launched in February 2022 at the LEAP conference).
• Managing contracts and approvals.
• Issuing bank guarantees electronically.
• Tracking contract execution and dues.

3. Payment and Financial Claim Services

• Financial claims for the private sector (contractors and suppliers).
• Financial payments and dues for government employees.
• Government revenue collection.
• Paying government invoices through SADAD using biller code 141.

4. Budget and Revenue Services

• Budget preparation and management for government entities.
• Financial oversight of government entity spending.
• Revenue tracking and collection.

5. Additional Services

• Etimad Auction (in partnership with the General Court of Audit).
• Government boarding orders through the Etimad Individuals app.
• State real estate management (in cooperation with the State Real Estate Authority).
• Etimad Developers Portal for technical integration with private sector systems.

SADAD Code and Fees on Etimad Platform

All government invoices issued from the Etimad platform are paid through the SADAD system using the unified biller code:

• SADAD biller code 141 is used to pay all Etimad invoices including Terms and Specifications Booklets.

• Payment is made via SADAD through the bank account according to the invoice number issued from the platform.

• Upon receipt of the amount, the supplier will be notified through the system and email.

• In case of tender cancellation, modification, or extension, suppliers are notified electronically through the system.

Supplier Registration Steps on Etimad Platform

To participate in government tenders, companies and suppliers must register on Etimad. The main steps:

1. Visit the official website portal.etimad.sa.
2. Click "Login" and select user type (suppliers, individuals, government entities).
3. Use Ministry of Commerce account credentials for registration (for companies with commercial registration).
4. For suppliers without commercial registration: select "Supplier with no registration" and submit a professional practice license or alternative documents.
5. Complete establishment data (name, activity, address, contact information).
6. Appoint an official entity representative with a notarized authorization.
7. Upload required documents (commercial registration, licenses, certificates).
8. Activate the account and start browsing tenders and participating in them.

Purchasing the Terms Booklet and Participating in the Tender

9. Browse offered tenders via monafasat.etimad.sa.
10. Select the appropriate tender for your company's activity and read its terms.
11. Verify meeting qualification requirements before purchasing the booklet (pre-qualification if any).
12. Pay via SADAD using biller code 141 according to the issued invoice number.
13. Download the tender documents electronically after payment confirmation.
14. For non-electronic documents: print the payment invoice and visit the specified manual collection location.
15. Prepare the technical and financial bid according to the booklet requirements.
16. Obtain an initial bank guarantee (not less than 1% of bid value, valid for 3 Hijri months).
17. Stamp the bid and documents with the establishment's official seal.
18. Upload the bid electronically through Etimad before the specified date and time.
19. Deliver the original bank guarantee manually to the government entity in a wax-sealed envelope before envelope opening.

• The Terms and Specifications Booklet must be printed in color and the purchase invoice attached with the bid.

• In case of not meeting qualification requirements, the booklet value is not refunded.

• The government entity has the right to exclude any unqualified bidder.

Requirements

For Suppliers (Companies)

• Valid commercial registration from the Saudi Business Center.
• Active Ministry of Commerce account for registration.
• Official company representative with notarized authorization.
• Activity practice license (for regulated activities).
• Quality and accreditation certificates (depending on tender type).
• Audited financial statements (for large tenders).

For Suppliers Without Commercial Registration

• Select "Supplier with no registration" option during registration.
• Submit a professional practice license or alternative documents proving activity.
• Official registration with the Ministry of Finance.
• Appoint an official representative with notarized authorization.

For Foreign Companies

• Valid license from the Ministry of Investment (MISA).
• Valid Saudi commercial registration.
• Saudi national or Saudi resident authorized representative to manage the account.
• Verify the conditions for dealing with foreign persons per Article Three of the Tenders Law.

Official Etimad Platform Integrations

Etimad is not an isolated platform but is connected to an integrated network of entities and platforms (confirmed integrations from official sources only):

When You Need This Platform

Need for the Etimad platform appears in the following cases for suppliers and the private sector:

• Desire to participate in Saudi government tenders and procurement.
• Qualifying in approved supplier lists for government entities.
• Viewing future tenders for advance planning.
• Purchasing Terms and Specifications Booklets for specific tenders.
• Submitting technical and financial bids electronically.
• Digital contracting with government entities after winning a tender.
• Issuing bank guarantees electronically.
• Raising financial claims and tracking company dues from government entities.
• Viewing tender award results.
• Avoiding inclusion in the banned suppliers list.

Frequently Asked Questions

What is the Etimad platform?

Etimad (portal.etimad.sa) is the unified electronic platform for government financial services in Saudi Arabia. It was launched by the Ministry of Finance in 2018 and is operated by the National Center for Government Resource Systems. It includes government tenders and procurement services, digital contracting, payments and dues, and bank guarantees.

What is the SADAD biller code for Etimad?

The SADAD biller code for the Etimad platform is 141. It is used to pay all government invoices issued from the platform, including Terms and Specifications Booklets and any other government dues. Payment is made via the bank app or ATM using biller code 141 and the invoice number.

How does a supplier register on Etimad?

Registration steps: (1) visit portal.etimad.sa, (2) click "Login," (3) use Ministry of Commerce account credentials for companies with commercial registration, (4) for suppliers without registration: select "Supplier with no registration" and submit a professional license, (5) appoint an official representative with notarized authorization, (6) activate the account. Registration is free.

Is Etimad registration free?

Yes, supplier registration on the Etimad platform is completely free with no subscription fees. Fees are paid only when purchasing Terms and Specifications Booklets (which may be free or paid depending on entity and tender), or to issue bank guarantees from approved banks.

How much do Terms and Specifications Booklets cost?

Booklet fees are variable and differ from one tender to another. According to the platform's official website "may be free or paid" - depending on the government entity, tender type, and project size. The booklet value is clearly specified in the tender announcement before purchase.

What is the Initial Guarantee and what is its percentage?

The Initial Guarantee is a bank guarantee letter submitted by the bidder with the bid to prove their seriousness. The percentage is not less than 1% of the total bid value, with validity of not less than 3 Hijri months from the envelope opening date. The original bank guarantee is delivered manually to the government entity in a wax-sealed envelope before envelope opening.

Can foreign investors participate in Etimad tenders?

Yes, foreign companies licensed by the Ministry of Investment (MISA) with valid commercial registration can register on Etimad and participate in tenders. The tenders law requires under Article Three when dealing with foreign persons that more than one qualified local person is not available to secure the purchases or execute the required works.

What services are available for individuals on Etimad?

The "Etimad Individuals" app provides services for citizens and residents: viewing financial rights (for public sector employees), viewing Ministry of Interior payments (paid, refunded, cancelled), managing government boarding orders with ticket booking, and tracking various financial dues.

What is the new Government Tenders and Procurement Law?

A law issued in 2019 that came into effect on December 1, 2019 (3 Rabi Al-Thani 1441 AH), after 120 days of its approval. The law applies to all tenders offered after the activation date, while the old law continues to apply to previous tenders. It aims to increase transparency and support local suppliers.

What are the financial claims for the private sector?

A service launched by the Ministry of Finance in partnership with NCGR, enabling contractors and suppliers to electronically raise their financial claims against government entities. It aims to execute projects with the highest efficiency and transparency standards, and ensure the private sector's right to receive their dues from government entities.

How is bid status tracked after submission?

After bid submission, the status can be tracked through the supplier's account on Etimad. When there are modifications to the booklet, tender extension, or cancellation, suppliers are notified electronically through the system and email. After the award, tender results are announced on the platform and the winner is officially notified.

How can I contact Etimad customer service?

Etimad customer service unified number: 19990. Official email: ecare@etimad.sa. Official website: portal.etimad.sa. Tenders portal: monafasat.etimad.sa. Comprehensive Service Center: "Etamid" available for both government and private sectors.

When Do You Need Specialized Help with Etimad Procedures?

Participating in Saudi government tenders, especially for new companies and foreign investors, requires a precise understanding of the government tenders and procurement law, preparing technical and financial bids professionally, obtaining bank guarantees at the right time, and coordinating with approved banks. Any error in bid submission, missing documents, or missed deadlines leads to bid exclusion and lost government business opportunities.

Companies and foreign investors commonly face recurring challenges in:

• First-time registration on Etimad as a supplier for government entities.
• Qualifying in approved supplier lists for target entities.
• Following up offered tenders and selecting suitable ones for the company's activity.
• Preparing technical and financial bid booklets professionally.
• Obtaining initial bank guarantees within the specified time.
• Coordinating with approved banks to obtain guarantee letters.
• Providing the Saudi/resident authorized representative for foreign companies.
• Following up financial claims and ensuring receipt of dues.

Book a Free Consultation with the Motaded Team

Motaded Limited provides complete support services for companies and foreign investors in participating in Saudi government tenders, including: Etimad platform registration, preparing qualification files, tracking suitable tenders, preparing bid booklets, coordinating with banks for bank guarantees, submitting bids electronically, providing the Saudi authorized representative, and following up financial claims. Reach out at info@motaded.com.sa or book a meeting to learn how we can open the doors of the Saudi government market for your company.

Official link: portal.etimad.sa | Unified number: 19990 | Email: ecare@etimad.sa | SADAD