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Comprehensive Guide to Relocating and Living in Saudi Arabia

 

Life in Saudi Arabia

Introduction to Life in Saudi Arabia

 

The Kingdom of Saudi Arabia is undergoing an unprecedented transformation, driven by the ambitious Vision 2030, which aims to diversify the economy, improve quality of life, and enhance the Kingdom's global standing. The impact of this vision extends to every aspect of life in the Kingdom, from urban development and digital services to entertainment and economic opportunities.

The Ministry of Municipal, Rural Affairs and Housing actively contributes to achieving Vision 2030's goals by striving to increase homeownership to 70% and improve the urban landscape by enhancing the quality of municipal services. This commitment goes beyond incremental changes to become a fundamental transformation aimed at creating a modern and attractive living and working environment. This comprehensive impact of Vision 2030 across various sectors, as evidenced by the Ministry's initiatives, indicates a long-term strategic commitment to creating a modern and attractive living environment. This is not merely a gradual change, but a fundamental transformation designed to enhance the overall quality of life for both citizens and residents, making the decision to relocate more appealing due to anticipated future improvements.

Relocating to Saudi Arabia requires a deep understanding of its unique cultural, legal, and social landscape, in addition to the practical aspects of daily life. This report aims to provide a comprehensive overview to help individuals make informed decisions.

 

Accommodation and Cost of Living

 

 

Housing Options and Rental Costs

 

Saudi Arabia offers a diverse range of housing options, primarily consisting of apartments and villas, which vary significantly by city and neighborhood. The Ministry of Municipal, Rural Affairs and Housing holds primary responsibility for urban planning and housing regulation.

Rental costs are heavily influenced by location, type of accommodation, and available amenities. For example, the cost of renting a one-bedroom apartment in a city center can range from 2,400 to 5,000 Saudi Riyals per month. In areas further from city centers, the cost may decrease, ranging from 1,500 to 3,500 Saudi Riyals per month. Broader estimates for 2025 indicate that a one-bedroom apartment in major cities like Riyadh, Jeddah, and Dammam ranges from 1,500 to 3,500 Saudi Riyals per month, while two- or three-bedroom apartments in the same cities range from 3,000 to 6,000 Saudi Riyals per month. In smaller cities or less densely populated areas, prices may be significantly lower, with monthly costs for a single individual ranging from 6,000 to 9,000 Saudi Riyals, with the possibility of homeownership.

The variation in rental cost estimates across different sources highlights the dynamic nature of the Saudi real estate market. This disparity suggests that actual prices can fluctuate based on specific market conditions, neighborhood desirability, and individual negotiation, requiring potential residents to conduct thorough local research. Therefore, it is essential not to rely on a single figure, but to understand the broad range of properties and the factors influencing them.

 

General Living Expenses

 

According to the General Authority for Statistics, the monthly cost of living for a single individual in Saudi Arabia for 2024 can range from 7,000 to 10,400 Saudi Riyals, depending on the city and lifestyle. Other estimates for 2025 indicate an average of 3,000 to 5,000 Saudi Riyals per individual, while costs for expatriates range from 5,500 to 15,000 Saudi Riyals per month. Major cities like Riyadh, Jeddah, and Dammam are more expensive, with monthly costs ranging from 12,000 to 18,000 Saudi Riyals due to higher rents and services.

The wide range in monthly living cost estimates underscores that "lifestyle" is the primary determinant of expenses. This means that while basic necessities remain affordable, discretionary spending on dining, entertainment, and luxury goods can significantly increase costs. Consequently, prospective residents have a considerable degree of control over their budgets based on their consumption habits.

Food and Beverage Prices (June 2024, General Authority for Statistics data):

  • Local wheat flour (1 kg): 3.15 Saudi Riyals.

  • Indian Basmati rice (10 kg): 98.7 Saudi Riyals.

  • Fresh lamb (1 kg): 68.61 Saudi Riyals.

  • Fresh local chicken (900 g): 17.88 Saudi Riyals.

  • Fresh local milk (1 liter): 5.99 Saudi Riyals.

Cost of Dining Out:

  • Meal in an inexpensive restaurant: 15-50 Saudi Riyals.

  • Three-course meal in a mid-range restaurant: 50-180 Saudi Riyals.

  • Fast food meals: 25-30 Saudi Riyals.

Estimated Monthly Utility and Service Costs for Expatriates:

  • Utilities (electricity, internet): 400 – 700 Saudi Riyals.

  • Healthcare (doctor visits): General practitioner consultation: 56.65 Saudi Riyals; pediatrician: 74.67 Saudi Riyals; dentist: 178.85 Saudi Riyals.

 

Transportation Costs

 

Fuel prices in Saudi Arabia are relatively low and stable, offering a significant economic advantage to residents, especially given the car-dependent nature of most Saudi cities.

Fuel Prices (SAR/liter) for July 2025:

  • Gasoline 91: 2.18 Riyals.

  • Gasoline 95: 2.33 Riyals.

  • Diesel: 1.66 Riyals.

  • Kerosene: 1.59 Riyals.

  • LPG: 1.09 Riyals.

  • Note: Prices include Value Added Tax.

Public Transportation:

Riyadh is witnessing significant development in its public transportation network, with the launch of "Riyadh Buses" service as part of King Abdulaziz Project for Public Transport in March and June 2023. The network includes over 840 buses operating on 80 routes with 2,900 bus stops. Services operate daily from 6 AM to 12 AM. A metro system is also under development, with 6 train lines and 85 stations planned. Users can plan their trips, track buses, and find ticket prices via the "Darb" application.

The low and stable gasoline prices represent a significant economic advantage for residents, especially given the car-dependent nature of most Saudi cities. However, the continuous development of the public transportation network indicates a future shift towards more diverse and sustainable mobility options, which may reduce reliance on private vehicles and positively impact living costs in the long run. This reflects the government's investment in modern infrastructure, improving urban mobility and quality of life, in line with Vision 2030's goals for sustainable cities.

 

Value Tables:

 

Table: Estimated Average Monthly Cost of Living for Individual/Family (2024/2025)

CategoryAverage Monthly Cost (SAR)Notes
Single individual (economic lifestyle)3,000 – 5,000Depends on city and lifestyle
Single individual (average lifestyle)7,000 – 10,400Depends on city and lifestyle
Expatriate (total monthly)5,500 – 15,000Depending on needs and lifestyle
Family in major cities12,000 – 18,000High rents and services (Riyadh, Jeddah, Dammam)
Family in mid-sized cities9,000 – 13,000Lower housing costs (Abha, Hail, Tabuk)
Family in villages and less dense areas6,000 – 9,000With possibility of homeownership

Table: Fuel Prices (SAR/liter) for July 2025

Fuel TypePrice (SAR/liter)
Gasoline 912.18
Gasoline 952.33
Diesel1.66
Kerosene1.59
LPG1.09

 

Driving and Transportation

 

 

Obtaining a Driving License for Foreigners

 

Saudi Arabia has established clear conditions and procedures for non-Saudis wishing to obtain a driving license, to ensure traffic safety and regulate driving. Non-Saudi applicants must have a valid residency permit, meet the legal age (18 for a private driving license), pass a medical examination, and have a clean criminal record. A valid passport is also required.

Required Documents:

Essential documents include 6 recent passport-sized photos (4x6 cm), a copy of the residency permit with the original for verification, a copy of the sponsor's ID, an official introductory letter from the employer stating the job title, a copy of the passport with the original for verification, a receipt for fee payment, and a file to keep the documents. If the applicant has a previous driving license from their home country, a copy of it must be submitted.

Application Steps (via Absher platform):

  1. Log in to the Absher platform (www.absher.sa).

  2. Select "Absher Individuals" then "Traffic Services" and click on "Driving License."

  3. Specify the desired license type (private, motorcycle, etc.) and the area for driving tests.

  4. Select an accredited driving school in the specified area and book an appointment for theoretical and practical tests.

  5. Prepare all necessary documents and papers, along with the fee payment receipt.

  6. Attend the driving tests at the scheduled time, ensuring all required documents are brought.

  7. After successfully passing the tests, you can proceed to the license issuance centers and collect your license.

The streamlined digital application process via the Absher platform for obtaining a driving license is a clear indicator of the government's commitment to digital transformation and simplifying bureaucratic procedures for residents. This directly contributes to the "ease of government systems" requested by the user, making a vital step in the relocation process more efficient. Absher is the Ministry of Interior's electronic platform that offers a wide range of government services to citizens, residents, and visitors. Its integration into a fundamental process like obtaining a driving license signifies a move away from manual, paper-based procedures, leading to reduced waiting times and increased transparency and convenience for applicants. This illustrates how digital transformation, a key objective of Vision 2030, directly impacts the daily lives of residents, making administrative tasks significantly easier and more accessible.

Associated Fees:

The annual and renewal fees for a private driving license are 40 Saudi Riyals. Fees vary by license type, ranging from approximately 20 Saudi Riyals (for motorcycles) to 100 Saudi Riyals (for public works vehicles).

 

Traffic Laws and Safety

 

Saudi traffic laws cover a wide range of regulations concerning vehicles, drivers, and road usage. Basic rules include driving on the right side of the road, yielding to emergency vehicles, and mandatory seat belt use for all occupants. Motorcycle riders and passengers must also wear helmets.

Common Violations and Penalties:

The traffic system specifies various violations and their penalties, ranging from fines to vehicle impoundment and imprisonment, depending on the severity of the violation. Examples include:

  • Driving without a license or plates, driving under the influence of intoxicants or drugs, running a red light, "Tafheet" (reckless driving/drifting), and exceeding the speed limit by more than 25 km/h (fines ranging from 500 to 900 Saudi Riyals or vehicle impoundment).

  • Unauthorized vehicle modifications, using polluting vehicles, tampering with road signs, and failing to stop at checkpoints (fines ranging from 300 to 500 Saudi Riyals or vehicle impoundment).

  • Using a mobile phone while driving (fines ranging from 150 to 300 Saudi Riyals).

  • Speeding fines are detailed based on the maximum speed limit and the extent of exceeding it (e.g., exceeding a 140 km/h speed limit by more than 30 km/h incurs a fine ranging from 1,500 to 2,000 Saudi Riyals).

Road Safety Guidelines:

The General Directorate of Traffic (Public Security) provides guidelines for safe driving, including pre-operation checks (tires, doors, seat belts, mirrors), proper vehicle operation, and safe stopping procedures. It also emphasizes adherence to traffic signs and signals.

The detailed and strict traffic laws, coupled with a clear penalty system, reflect a strong government emphasis on maintaining public order and road safety. This indicates a proactive and rigorous approach to ensuring traffic safety, contributing to a safer environment for all road users. For new residents, this means that traffic laws are taken seriously and their enforcement is likely to be consistent. Adherence to rules is crucial to avoid significant legal and financial consequences. The robust traffic regulatory framework significantly enhances public safety, improving the quality of life for residents and aligning with the "safety" aspect of the user's inquiry.

 

Value Table:

 

Table: Driving License Fees for Foreigners (Annual/Renewal)

License TypeAnnual Fee (SAR)Annual Renewal Fee (SAR)
Private Driving License4040
Public License4040
Public Works Vehicle Driving License100100
Motorcycle Driving License2020

 

Education System

 

 

Nurseries and Early Childhood Care

 

The Ministry of Education oversees nurseries, focusing on the social, educational, psychological, and physical development of children aged one month to 3 years.

Key Requirements for Nurseries:

  • All nursery facilities must be on the ground floor and include a courtyard and playgrounds.

  • The building must be independent with its facilities and entrances from other educational stages (except kindergartens).

  • Good ventilation and adequate lighting must be provided.

  • Sufficient space must be allocated per child (minimum 2 square meters per child).

  • Attention to the cleanliness of all nursery facilities, regular pest control, and provision of a fully equipped first-aid kit.

  • Provision of a resident doctor or nurse for each nursery, or a visiting doctor or nurse (at least one day a week) where possible.

  • Children with infectious diseases are prohibited from being admitted, and if symptoms of illness are observed, the child must be isolated from other children.

  • The child's mother is responsible for providing appropriate meals and drinks for her child, and the nursery verifies their sufficiency and stores them properly.

  • All incidents involving children and the measures taken to deal with them must be recorded.

Licensing and Supervision:

The Ministry of Education is responsible for licensing and supervising nurseries, including those attached to government educational facilities (if there are at least 20 children). The Ministry also monitors the application of licensing standards and the qualification of human resources.

The detailed regulations for nurseries demonstrate a strong focus on child care, health, and safety, reflecting a commitment to high standards in early childhood education. This level of oversight provides reassurance to parents considering relocating with young children, indicating a supportive environment for families.

 

Schools (Kindergarten to High School)

 

The Ministry of Education oversees the general education system in Saudi Arabia.

International/Foreign Schools:

These schools implement non-Saudi curricula (such as the British System, American System, International Baccalaureate - IB). English is used as the primary language of instruction, but they are required to integrate Arabic language and Islamic education into the curriculum.

Admission Requirements for Non-Saudis:

Generally, Saudi students are not accepted into foreign schools except under special circumstances (such as those returning from abroad) and with ministerial approval. For non-Saudis, key requirements typically include:

  • Passing the school's entrance exams.

  • Submitting a personal file containing national ID/residency permit, birth certificate, and previous academic records.

  • Good proficiency in English may be required by some schools.

Accreditation and Quality Assurance:

International schools are subject to local accreditation by the Education and Training Evaluation Commission, and international accreditation by globally recognized bodies such as Cognia, IBO, and Cambridge Assessment, ensuring the quality of education and global recognition of qualifications.

The dual requirement for international schools to offer global curricula and integrate Arabic and Islamic studies reflects a strategic balance between attracting expatriate talent (who seek continuity in international education) and preserving national identity. This indicates a thoughtful approach to cultural integration within the educational framework, providing a unique blend for expatriate children. This means that children can maintain their educational trajectory while gaining exposure to Saudi culture and language, which can be beneficial for their social integration and future opportunities in the region.

 

Universities and Higher Education

 

Saudi Arabia has a growing higher education sector, including many government and private universities and colleges.

Prominent Private Universities:

The Ministry of Education lists several private universities and colleges in various cities, including:

  • Arab Open University (Riyadh).

  • Prince Sultan University (Riyadh).

  • Alfaisal University (Riyadh).

  • University of Business and Technology (Jeddah).

  • Effat University (Jeddah).

  • Dar Al-Hekma University (Jeddah).

  • Alasala Private Colleges (Dammam).

General Admission Requirements:

Admission typically requires a high school diploma (or equivalent), and some specialized colleges (such as arts, media, engineering, computing colleges) may require special entrance exams. Some universities may also require passing a unified electronic test organized by the Ministry of Education, which includes English language, mathematics, and critical thinking.

Quality of Higher Education:

Although the research snippets did not detail specific quality metrics, the presence of numerous private universities, some established decades ago, and the mention of partnerships with international universities for dual or joint degrees, indicate a developed and increasingly sophisticated higher education sector.

The comprehensive list of private universities and colleges, along with the mention of international partnerships and unified application platforms, indicates a robust and growing higher education sector actively seeking to attract students and faculty. This implies a diverse range of academic opportunities and a commitment to global educational standards, enhancing the overall attractiveness for those seeking higher education in Saudi Arabia.

 

Value Tables:

 

Table: Curricula and Key Features of International Schools

Curriculum TypeKey Features
British CurriculumBased on IGCSE system, separate passing certificate for each subject, intensive academic achievement
American CurriculumInternational curricula in English, diverse academic subjects (math, science, social studies)
International Baccalaureate (IB)International curricula in English
General FeaturesEnglish as primary language with integration of Arabic and Islamic education, multicultural learning environment, extracurricular activities, local and international accreditation (Cognia, IBO, Cambridge Assessment)

Table: Selected Private Universities in Saudi Arabia

University NameCityYear Established (AD)
Arab Open UniversityRiyadh1949 (1369 AH)
Prince Sultan UniversityRiyadh1999
University of Business and TechnologyJeddah2000
Prince Fahad bin Sultan UniversityTabuk2003
Prince Mohammad bin Fahd UniversityKhobar2006
Alfaisal UniversityRiyadh2002
Al Yamamah UniversityRiyadh2005 (1426 AH)
Dar Al Uloom UniversityRiyadh2008
Effat UniversityJeddah1998 (1419 AH)
Dar Al-Hekma UniversityJeddah1999 (1420 AH)
Riyadh Elm UniversityRiyadh2004
Al Maarefa UniversityDiriyah (Riyadh)2009 (1430 AH)
Future UniversityBuraidah2002 (1423 AH)
Sulaiman Al Rajhi UniversityAl Bukayriyah (Al Qassim)2009
Gulf Private CollegesHafr Al Batin2015 (1436 AH)
Alasala Private CollegesDammam2016 (1437 AH)

 

Law, Security, and Residency

 

Life in Saudi Arabia

General Legal and Security Environment

 

The General Directorate of Public Security (Saudi Public Security) is the civilian police force under the Ministry of Interior, responsible for law enforcement in Saudi Arabia. Its mandate includes maintaining internal and external security, combating crime, terrorism, and drugs, and enhancing security cooperation with other Arab countries.

The clear delineation of the General Directorate of Public Security's role and its focus on combating crime, terrorism, and drugs, alongside international cooperation, indicates a comprehensive and robust approach to national security. This implies a generally safe and stable environment for residents, where law enforcement authorities are actively working to maintain order and protect both citizens and expatriates. Digital platforms like Absher (the Ministry of Interior's electronic platform) also contribute to facilitating the reporting of cybercrimes and accessing various security-related services.

 

Residency Systems (Premium Residency)

 

Saudi Arabia offers various types of visas, including work visas, visit visas (family, commercial, personal, tourist), student visas, Umrah/Hajj visas, in addition to "Premium Residency."

Premium Residency (Iqama Mumayaza):

This special residency grants significant advantages to its holder and their family:

  • Residency in the Kingdom for the Premium Residency holder and their family (spouses, children, parents).

  • Freedom to exit and re-enter the Kingdom without requiring a separate visa.

  • Ownership of real estate for residential, commercial, and industrial purposes (with some restrictions in Makkah, Madinah, and border areas).

  • Ownership of private transportation means and any other movable assets legally permitted in the Kingdom.

  • Ability to work in private sector establishments and transfer between them (except for prohibited professions), and employ domestic workers.

  • Engaging in commercial activities in accordance with the foreign investment law.

  • Using designated lanes for Saudis when entering and exiting the Kingdom through its ports.

Premium Residency Requirements:

  • Valid passport (valid for at least 180 days) for the applicant and their family.

  • Proof of financial solvency (such as a recent bank statement covering 12 months or an employment contract meeting the minimum financial solvency).

  • Clean criminal record for the applicant and their family.

  • Health report (not older than six months) proving the applicant and their family are free from infectious diseases.

  • The applicant's residency must be legal if applying from within the Kingdom (valid for at least 90 days).

  • Special requirements for "Talent Residency" product: possessing rare talent by obtaining a specialized award or meeting approved eligibility criteria for the field, submitting a portfolio or comprehensive CV, and a recommendation from relevant authorities.

  • Special requirements for "Exceptional Competency Residency" product: valid employment contract with an accredited entity, meeting minimum wage, and working in priority fields.

Maintaining and Renewing Premium Residency:

Maintaining Premium Residency requires maintaining financial solvency, and for the "Talent" product, residing in the Kingdom for at least 30 months (continuous or non-continuous) during the residency period.

Cancellation:

Premium Residency can be canceled in cases of conviction for a serious crime, a judicial order for deportation, providing incorrect information in the application, non-compliance with obligations, waiver of the residency, death, or loss of legal capacity.

The introduction of "Premium Residency" and its accompanying detailed provisions represents a strategic shift towards attracting and retaining high-value individuals and talents, moving beyond the traditional sponsorship system. This indicates a long-term vision to build a diverse and qualified population base, offering significant advantages and stability to those who qualify.

Role of Absher and Muqeem Platforms:

  • Absher: The Ministry of Interior's electronic platform for citizens, residents, and visitors, offering digital services for residency management, including inquiring about residency validity and renewing it for family members or domestic workers. It is available 24/7.

  • Muqeem: This platform allows establishments to view their resident employees' data and complete their passport-related transactions electronically and instantly, without the need to visit the General Directorate of Passports. The platform offers different packages (Basic, Developer, Professional) for various service levels.

The digital management of residency through the Absher and Muqeem platforms further enhances the "ease of government systems," simplifying bureaucratic procedures.

 

Healthcare System

 

Modern Healthcare Model:

In line with Vision 2030, this model aims to provide integrated, high-quality, and efficient healthcare services to all citizens and residents. It focuses on preventive care, makes individuals and families partners in the responsibility of maintaining their health, and leverages digital tools.

Access to Healthcare for Residents:

  • The model operates through six integrated care systems (preventive care, urgent care, elective care, safe delivery, chronic disease care, palliative care) and 42 initiatives.

  • Healthcare pathways ensure seamless transition between primary healthcare centers, general hospitals, specialized hospitals, and medical cities.

  • Home healthcare services are available, allowing patients to receive care in their homes, with appointments booked through primary healthcare centers or hospitals and managed via the "Sehhaty" application. Eligibility for home healthcare includes stable hospitalized patients, emergency cases, and referrals from primary centers, with clear treatment plan requirements and a safe home environment.

  • The Ministry of Health provides an interactive map to identify the operating hours and locations of hospitals and primary healthcare centers.

  • The average cost of a general practitioner consultation is 56.65 Saudi Riyals, a pediatrician 74.67 Saudi Riyals, and a dentist 178.85 Saudi Riyals.

The "Modern Healthcare Model" with its focus on preventive care, integrated systems, and digital tools (such as the "Sehhaty" application and interactive facility maps) indicates a progressive and patient-centered approach to healthcare. This means that residents can expect high-quality and accessible medical services, with a strong emphasis on digital convenience and preventive health, which is an important factor for families considering relocation.

Health Insurance Requirements:

Although not explicitly detailed in the research snippets, the mention of a "medical insurance document in accordance with the Cooperative Health Insurance Law" as a requirement for Premium Residency indicates that health insurance is a mandatory aspect for residents.

 

Value Tables:

 

Table: Key Requirements for Obtaining Premium Residency

Requirement CategoryDetails/Conditions
Passport ValidityValid for at least 180 days for applicant and family
Financial SolvencyProof via recent bank statement (12 months) or employment contract meeting minimum
Criminal RecordApplicant and family free of criminal precedents
Health ReportMedical report (not older than 6 months) proving freedom from infectious diseases
Legal Residency (if applying from within KSA)Valid residency for at least 90 days
AgeNot less than 21 years (this condition was later abolished)
Special Criteria (Talent)Rare talent, specialized awards, portfolio, recommendation from relevant authorities
Special Criteria (Exceptional Competency)Valid employment contract with accredited entity, minimum wage, work in priority fields

Table: Overview of Modern Healthcare Model Systems

Care System NamePrimary Focus/GoalExamples of Pathways/Initiatives
Preventive CareDisease prevention and health promotion, empowering individuals to adopt healthy lifestyles-
Urgent CareProviding necessary care in emergencies, ensuring access to treatment at the right time and placeCardiac stroke pathway, stroke pathway, severe injuries pathway
Elective CareHelping patients achieve good outcomes for scheduled medical procedures, providing adequate pre- and post-operative careReducing elective surgery waiting times
Safe DeliveryEnsuring continuous support for mothers, from pre-marriage stage until childbirth and postnatal childcare-
Chronic Disease CareProviding continuous care for patients with chronic conditions, supporting coordination among care providersIncreasing diabetes control by 70%
Palliative CareProviding compassionate and supportive care for patients in final stages of life, considering their and their families' needs-

 

Work and Business Environment

 

 

Job Opportunities

 

The Ministry of Human Resources and Social Development is the central government entity responsible for labor and worker systems in both public and private sectors, and it also oversees social affairs and its developmental programs. The Ministry provides services such as issuing and renewing work permits, documenting flexible work contracts, and monitoring reports of labor system violations.

Job Seeker Programs:

The Human Resources Development Fund (HRDF) offers programs like "Job Search Subsidy," which provides financial assistance and training and employment services, primarily targeting Saudi citizens. Although aimed at Saudis, these programs indicate a broader commitment to workforce development, indirectly benefiting the labor market.

Flexible Work and Freelance Opportunities:

The Ministry of Human Resources and Social Development supports "flexible work" for contract documentation, and launched the "Freelance Work" initiative to regulate and stimulate freelance work in the Kingdom, enabling quick and easy issuance of freelance work documents and access to digital payment solutions and facilitated financing.

The introduction of "Flexible Work" and "Freelance Work" initiatives represents a significant modernization of the Saudi labor market. This implies a shift towards more diverse and adaptable employment models, potentially creating new avenues for expatriates beyond traditional full-sponsorship roles. This flexibility could be a key attraction for individuals seeking different work arrangements or entrepreneurial opportunities.

Average Salaries by Sector (Estimated):

  • Teaching: Approximately 12,000 Saudi Riyals per month.

  • Agriculture: Approximately 10,000 Saudi Riyals per month.

  • Media: Approximately 12,500 Saudi Riyals per month.

  • Trade/Accounting: Approximately 13,000 Saudi Riyals per month.

  • Information Technology: 7,000 – 12,000 Saudi Riyals per month.

  • Engineering (civil, mechanical, electrical): 9,000 – 18,000 Saudi Riyals per month.

  • Education (private and international schools): 10,000 – 25,000 Saudi Riyals per month.

 

Banking Services

 

The Saudi Central Bank (SAMA) is the central authority regulating the banking, finance, insurance, and exchange sectors in the Kingdom. It oversees licensing, issues economic reports, and ensures financial stability and consumer protection.

Procedures for Opening a Bank Account for Residents:

Many banks offer online bank account opening services ("Electronic Account") without the need to visit a branch.

Key requirements for online account opening: Internet connection, active Absher account, national address, presence within the Kingdom, age over 18, and valid national ID or residency permit. Identity verification is done digitally through the "National Unified Access Platform," which automatically retrieves personal information. Some updated rules allow specific groups (such as Baloch and Turkistan, and national airline/ship crews) to open accounts using only a valid residency permit or visa, without requiring a passport copy, although a letter from the employer and clarification of residency in the Kingdom are generally required.

The widespread availability of online bank account opening with digital identity verification via Absher significantly simplifies a crucial aspect of financial integration for new residents. This directly embodies the "ease of government systems" and digital transformation, reducing bureaucratic hurdles and improving convenience in managing daily financial affairs.

Licensed Banks:

The Saudi Central Bank lists several licensed local banks (e.g., Saudi National Bank, Al Rajhi Bank, Saudi Awwal Bank) and branches of foreign banks (e.g., Emirates NBD, Deutsche Bank, Standard Chartered Bank). Digital banks (e.g., STC Bank) are also being licensed.

 

Ease of Investment

 

Role of the Ministry of Investment and Invest Saudi Platform:

The Ministry of Investment (formerly the Ministry of Commerce and Investment) is tasked with marketing the investment sector in the Kingdom, studying available opportunities, and attracting local and foreign investors. The Ministry acts as an intermediary between investors and government entities, providing advisory services and facilitating necessary steps. The "Invest in Saudi Arabia" platform is a unified national identity and a key contact point for promoting investment opportunities and supporting investors.

Improvements in Ease of Doing Business:

Saudi Arabia ranked first globally in business environment reforms among 190 countries in the "Doing Business 2020" report issued by the World Bank, advancing 30 places to rank 62nd overall. This demonstrates significant progress in streamlining business procedures.

Saudi Arabia's remarkable leap in "Ease of Doing Business" rankings is a strong quantitative indicator of the success of deliberate government reforms aimed at creating a highly attractive investment environment. This means the country is not only welcoming investment but actively removing barriers and streamlining processes, making it a truly appealing destination for investors.

Government Support and Advisory Services:

The Ministry of Investment provides specialized consultations across various sectors, offers market studies based on government plans, and works with government entities to create and market commercial opportunities. The Ministry's business centers also provide most government services to facilitate business establishment and continuity.

Investment Opportunities and Infrastructure:

The National Investment Strategy aims for a significant increase in foreign direct investment flows (to 388 billion Saudi Riyals annually) and domestic investment to approximately 1.7 trillion Saudi Riyals annually by 2030. The Kingdom boasts excellent public infrastructure (water, electricity, telecommunications), highly efficient transportation and logistics networks (industrial cities, airports, ports), and plans for special economic zones. Foreign investors can directly access the Saudi financial market through the "Qualified Foreign Investor Program" via Tadawul.

 

Value Table:

 

Table: Average Salaries by Sector (Estimated)

SectorAverage Monthly Salary (SAR)
Teaching~12,000
Agriculture~10,000
Media~12,500
Trade and Accounting~13,000
Information Technology7,000 – 12,000
Engineering (civil, mechanical, electrical)9,000 – 18,000
Education (private and international schools)10,000 – 25,000

 

Government Systems and Digital Transformation

 

Life in Saudi Arabia

 

Ease of Government Systems

Saudi Arabia is deeply committed to digital transformation, aiming to enhance government efficiency, transparency, and service delivery, in line with Vision 2030. This includes integrated digital platforms, institutional infrastructure, interoperability frameworks, and financial and human resource management systems.

The comprehensive digital transformation strategy, exemplified by the "Cloud First Policy," the integration of "Deem Cloud," and the "request user data once" principle, indicates a deep commitment to making government interactions highly efficient and user-friendly. This means that residents will experience a significant reduction in bureaucratic friction in their daily lives, from managing residency to accessing public services, greatly enhancing convenience and quality of life.

Key Digital Platforms:

  • Absher: The Ministry of Interior's electronic platform, providing a wide range of services to citizens, residents, and visitors, including updating passport information, Hajj permits, and reporting cybercrimes. It is available 24/7.

  • Muqeem: Managed by the General Directorate of Passports, it enables establishments to view their resident employees' data and complete passport-related transactions electronically and instantly.

Cloud First Policy and Deem Cloud:

The Ministry of Communications and Information Technology launched the "Cloud First Policy" in 2020 to accelerate cloud adoption in the public sector. "Deem Cloud" is a national government cloud platform managed by the National Information Center, which has successfully integrated 237 government data centers and 183 government entities, resulting in significant financial savings (exceeding 5.6 billion Saudi Riyals) and environmental benefits.

Interoperability and Data Exchange:

The "Digital Government Work Regulatory Framework" governs interoperability and data exchange, promoting the "request user data once" principle, meaning citizens and businesses submit information only once to government entities. The "Government Integration Channel" facilitates seamless, secure, and efficient data exchange between government entities, supporting over 240 integrated services and executing over 4 billion transactions annually.

Examples of Streamlined Operations:

  • Financial Management: The National Center for Government Resources Systems (NCGR) launched the "Etimad" platform for electronic financial services (budgeting, tenders, contracts, payments, revenue collection) and the "Unified Government Resources System" (UGRP) for managing core government operations. A "Unified Treasury Account" was also established in 2018 to enhance financial transparency and efficiency.

  • Human Resources Management: The "Masar" platform is the central platform for managing and developing human resources for ministries, government agencies, and employees.

  • Taxes and Customs: The Zakat, Tax and Customs Authority developed the "Erad" system for unified tax and zakat services (over 150 electronic services) and the "Manfath" system for unified customs services. An "Electronic Invoice" system ("Fatoorah") also exists.

 

Value Table:

 

Table: Key Digital Government Platforms and Their Services

Platform NameResponsible Ministry/EntityMain Services ProvidedBenefit for Residents/Businesses
AbsherMinistry of InteriorResidency management, passport updates, Hajj permits, reporting cybercrimesStreamlined government services, time and effort saving, 24/7 access
MuqeemGeneral Directorate of PassportsViewing resident employee data, completing passport transactions electronicallyEfficient management of resident affairs for establishments, reduced need for passport office visits
Deem CloudNational Information Center (SDAIA)Advanced cloud computing services, unifying government IT infrastructureEnhanced efficiency, security, and service quality, financial and environmental savings
EtimadNational Center for Government Resources SystemsElectronic financial services (budgeting, tenders, contracts, payments, revenue collection)Enhanced transparency and efficiency in government financial management
ManfathZakat, Tax and Customs AuthorityUnifying all customs services into a single digital platformStreamlined and accelerated customs procedures
MasarMinistry of Human Resources and Social DevelopmentHuman resource management and development for ministries and government entitiesSupporting workforce planning, recruitment, performance management, professional development

 

Lifestyle and Entertainment

 

 

Luxury and Entertainment Life

 

Saudi Arabia is actively developing its entertainment and tourism sectors, driven by Vision 2030, with the aim of enhancing quality of life and attracting visitors. The General Entertainment Authority, established in 2016, regulates the entertainment industry. The Saudi Tourism Authority is responsible for marketing the Kingdom as a global tourist destination and developing tourism products.

The extensive promotion and development of various entertainment and tourism seasons and events by entities such as the General Entertainment Authority and the Saudi Tourism Authority indicate a profound shift towards enhancing the quality of life and entertainment options for residents. This means that Saudi Arabia is rapidly transforming into a vibrant hub for entertainment, culture, and sports, surpassing traditional perceptions and offering a rich and diverse social calendar for expatriates.

Major Events and Seasons:

The Kingdom hosts a dynamic calendar of events and "seasons" throughout the year, including:

  • Riyadh Season: A major entertainment festival (2024-2025 season will return again).

  • Jeddah Season: Another important entertainment season (2025 season from July to December).

  • AlUla Moments: Events in AlUla (December 2024 - December 2025).

  • Aseer Season: A summer season in Abha (June-August 2025).

  • Other events that will return, such as Tabuk Summer Festival, Diriyah Season, Winter at Tantora, MDLBEAST, and Hail International Rally.

  • International tournaments are part of a dynamic events calendar over the next nine years.

Shopping and Dining Experiences:

  • Modern Shopping Malls: Major cities like Riyadh feature new and large shopping malls such as Riyadh Park and Nakheel Mall, which offer a wide range of luxury and affordable brands, diverse dining options, cinemas, and entertainment facilities. Nakheel Mall boasts the world's largest clock tower.

  • Traditional Markets: Historic markets like Souq Al Zal in Riyadh (over 100 years old) offer antiques, rare coins, traditional crafts, oriental perfumes, and traditional clothing, providing a cultural shopping experience.

  • Dining: Options range from inexpensive local restaurants (15-50 Saudi Riyals per meal) to mid-range restaurants (50-180 Saudi Riyals per meal) and luxury dining.

Cultural Landmarks and Activities:

In addition to organized events, tourist attractions include historical sites (such as Al Murabba Palace near Souq Al Zal), architectural landmarks (King Abdullah Financial District), and various natural sites and parks. Official holidays such as Saudi National Day (September 22), Founding Day, Eid al-Fitr, and Eid al-Adha offer opportunities for celebrations and entertainment.

 

Conclusion

 

Saudi Arabia offers a unique opportunity for relocation, characterized by a rapidly transforming environment under Vision 2030.

Key Advantages:

  • Growing Economy: With diverse job opportunities, including flexible and freelance work, opening new avenues for expatriates.

  • Modern Infrastructure: Continuously developing, providing an advanced living and working environment.

  • Efficient Digital Government Services: Significantly streamlining bureaucratic procedures, such as obtaining driving licenses, managing residency, and opening bank accounts.

  • World-Class Healthcare: Evolving towards a comprehensive model focused on prevention and digital convenience.

  • Rapidly Expanding Entertainment and Luxury Services Sector: Offering a rich and diverse social calendar.

  • Premium Residency: Providing stability and enhanced benefits for high-value individuals and talents, reflecting a long-term vision to attract expertise.

  • Safe and Stable Environment: Thanks to a robust public security apparatus and strict law enforcement.

Important Considerations:

  • Cost of living can vary significantly, with major cities being more expensive, requiring careful budget planning.

  • Understanding and respecting local laws and cultural norms remains crucial.

Future Outlook:

The ongoing commitment to Vision 2030 indicates continuous improvements in quality of life, economic diversification, and digital integration. Future residents can expect a dynamic and evolving environment aimed at being globally competitive and attractive.